Credit Union Scotland: Services in West Lothian & South East Central Scotland including Scottish Borders

Updates

UAT Test Notification

PLEASE NOTE: Our AGM is being held on Friday 30th January 2026 at 2pm. All members can attend either in person at Craigsfarm, Maree Walk, Craigshill, Livingston EH54 5BP or via TEAMS. You will be asked for your name to confirm membership. So come along or join the meeting online.

If you are a member and wish to attend either in person or via Teams, please contact us on 01506436666 or email info@caledoniancu.co.uk to register and receive access details.

Take out a Loan

Whether you're looking to borrow to help with your household expenses or for a larger purchase, we have the right personal loan to suit you. We've made it easy to borrow at a fair, affordable rate with no application fees and no early repayment charges.

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Save with your Credit Union

We all know the merits of saving money, either for something specific or for that "rainy day". Save as little or as much as you like either weekly, fortnightly or monthly. Your savings are often referred to as shares.

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Our Services

Available Services

YOUR TRUSTED FINANCIAL PARTNER IN EAST CENTRAL SCOTLAND AND THE BORDERS

As the premier Credit Union in West Lothian, we're dedicated to empowering our community with accessible financial services. So whether you live or work in West Lothian or anywhere in East Central Scotland and the Borders, or work for our many payroll savings employers, join us to experience the benefits of membership.

From savings and loans to convenient online banking and our mobile app, we're here to support your financial journey.

Loan Calculator

Type of Loan

Maximum Loan Amount :
Maximum Loan Term :

Amount you would like to borrow

Term of Loan (in months)

Repayment Frequency

APR
6.2%

# Repayments

Total

Apply for Loan

APR
6.2%

# Repayments

Total

Apply for Loan

APR
6.2%

# Repayments

Total

Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.